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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,780 | $110,337-56.7% | $102,383-53.3% | $145,877-67.2% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 13.75% | 24.83%-11.1pp | 24.94%-11.2pp | 551.28%-537.5pp |
| Employer contribution / active EE | $4,450 | $4,216+5.5% | $3,870+15.0% | $4,663-4.6% |
| Participant deferral / active EE | $3,194 | $5,621-43.2% | $5,060-36.9% | $6,691-52.3% |
| Admin fee / account holder | $1,999 | $9,750-79.5% | $8,391-76.2% | $13,402-85.1% |