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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,519 | $111,535-42.2% | $105,223-38.7% | $137,256-53.0% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 80.0%+1.9pp |
| Annual return | 18.39% | 237.85%-219.5pp | 180.65%-162.3pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,762 | $3,939-29.9% | $3,689-25.1% | $4,156-33.5% |
| Participant deferral / active EE | $6,287 | $5,500+14.3% | $5,072+24.0% | $6,407-1.9% |
| Admin fee / account holder | $4,082 | $9,721-58.0% | $8,859-53.9% | $12,270-66.7% |