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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,256 | $114,013+4.6% | $103,693+15.0% | $155,188-23.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 15.92% | 49.31%-33.4pp | 47.61%-31.7pp | 148.84%-132.9pp |
| Employer contribution / active EE | $4,736 | $3,131+51.3% | $2,920+62.2% | $4,248+11.5% |
| Participant deferral / active EE | $23,500 | $4,970+372.9% | $4,579+413.2% | $6,531+259.8% |
| Admin fee / account holder | $1,311 | $8,407-84.4% | $7,858-83.3% | $14,480-90.9% |