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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,256 | $70,366+69.5% | $66,674+78.9% | $138,895-14.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.92% | 386.41%-370.5pp | 321.24%-305.3pp | 145.39%-129.5pp |
| Employer contribution / active EE | $4,736 | $2,765+71.3% | $2,620+80.8% | $4,194+12.9% |
| Participant deferral / active EE | $23,500 | $4,374+437.3% | $4,084+475.4% | $6,396+267.4% |
| Admin fee / account holder | $1,311 | $5,262-75.1% | $5,098-74.3% | $12,562-89.6% |