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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $701,845 | $185,312+278.7% | $161,489+334.6% | $154,746+353.5% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 21.29% | 103.84%-82.6pp | 89.72%-68.4pp | 172.34%-151.0pp |
| Employer contribution / active EE | $13,583 | $4,769+184.8% | $4,268+218.2% | $4,379+210.2% |
| Participant deferral / active EE | $11,456 | $6,350+80.4% | $5,630+103.5% | $6,730+70.2% |
| Admin fee / account holder | $6,735 | $18,654-63.9% | $16,006-57.9% | $14,365-53.1% |