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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,503 | $76,368-79.7% | $67,681-77.1% | $154,746-90.0% |
| Participation rate | 90.9% | 79.0%+12.0pp | 73.7%+17.2pp | 80.7%+10.2pp |
| Annual return | 13.99% | 1066.77%-1052.8pp | 590.58%-576.6pp | 172.34%-158.3pp |
| Employer contribution / active EE | $2,276 | $3,151-27.8% | $2,678-15.0% | $4,379-48.0% |
| Participant deferral / active EE | $4,957 | $4,824+2.8% | $3,976+24.7% | $6,730-26.3% |
| Admin fee / account holder | $2,105 | $8,559-75.4% | $6,100-65.5% | $14,365-85.3% |