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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,503 | $73,421-78.9% | $66,439-76.7% | $155,188-90.0% |
| Participation rate | 90.9% | 79.7%+11.2pp | 74.5%+16.4pp | 80.8%+10.1pp |
| Annual return | 13.99% | 1382.37%-1368.4pp | 757.66%-743.7pp | 148.84%-134.8pp |
| Employer contribution / active EE | $2,276 | $3,039-25.1% | $2,637-13.7% | $4,248-46.4% |
| Participant deferral / active EE | $4,957 | $4,680+5.9% | $3,876+27.9% | $6,531-24.1% |
| Admin fee / account holder | $2,105 | $8,856-76.2% | $6,173-65.9% | $14,480-85.5% |