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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,503 | $68,097-77.2% | $62,929-75.4% | $137,256-88.7% |
| Participation rate | 90.9% | 77.4%+13.5pp | 73.1%+17.8pp | 80.0%+10.9pp |
| Annual return | 13.99% | 1859.11%-1845.1pp | 1063.93%-1049.9pp | 220.34%-206.3pp |
| Employer contribution / active EE | $2,276 | $2,811-19.1% | $2,505-9.1% | $4,156-45.2% |
| Participant deferral / active EE | $4,957 | $4,553+8.9% | $3,888+27.5% | $6,407-22.6% |
| Admin fee / account holder | $2,105 | $6,521-67.7% | $5,065-58.4% | $12,270-82.8% |