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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,830 | $95,404-52.0% | $113,397-59.6% | $82,637-44.5% |
| Participation rate | 99.0% | 72.8%+26.2pp | 76.5%+22.5pp | 68.1%+30.9pp |
| Annual return | 14.47% | 19.08%-4.6pp | 23.20%-8.7pp | 53.51%-39.0pp |
| Employer contribution / active EE | $1,954 | $2,307-15.3% | $2,977-34.4% | $2,552-23.4% |
| Participant deferral / active EE | $3,364 | $4,220-20.3% | $5,076-33.7% | $4,126-18.5% |
| Admin fee / account holder | $1,225 | $9,168-86.6% | $11,957-89.8% | $7,339-83.3% |