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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,723 | $132,099+69.4% | $115,599+93.5% | $138,895+61.1% |
| Participation rate | 57.1% | 77.9%-20.7pp | 74.3%-17.1pp | 79.9%-22.8pp |
| Annual return | 17.88% | 176.76%-158.9pp | 111.10%-93.2pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,863 | $3,416-45.5% | $2,955-37.0% | $4,194-55.6% |
| Participant deferral / active EE | $7,123 | $5,617+26.8% | $4,889+45.7% | $6,396+11.4% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |