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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,399 | $160,040-62.3% | $147,096-58.9% | $145,877-58.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.83% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $3,182 | $5,289-39.8% | $4,936-35.5% | $4,663-31.8% |
| Participant deferral / active EE | $4,957 | $8,429-41.2% | $8,071-38.6% | $6,691-25.9% |
| Admin fee / account holder | $8,228 | $15,050-45.3% | $13,005-36.7% | $13,402-38.6% |