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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,286 | $166,089-6.5% | $164,928-5.8% | $145,978+6.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.66% | 100.26%-84.6pp | 70.08%-54.4pp | 550.52%-534.9pp |
| Employer contribution / active EE | $1,687 | $5,276-68.0% | $4,343-61.2% | $4,662-63.8% |
| Participant deferral / active EE | $7,122 | $6,961+2.3% | $6,034+18.0% | $6,690+6.5% |
| Admin fee / account holder | $1,198 | $16,641-92.8% | $12,684-90.6% | $13,400-91.1% |