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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,637 | $132,634+24.9% | $115,768+43.1% | $137,256+20.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 16.40% | 160.70%-144.3pp | 100.46%-84.1pp | 220.34%-203.9pp |
| Employer contribution / active EE | $7,001 | $3,360+108.4% | $2,940+138.2% | $4,156+68.5% |
| Participant deferral / active EE | $7,488 | $5,619+33.3% | $4,917+52.3% | $6,407+16.9% |
| Admin fee / account holder | $1,250 | $15,028-91.7% | $12,439-90.0% | $12,270-89.8% |