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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,481 | $160,040-49.7% | $147,096-45.3% | $145,877-44.8% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.51% | 98.49%-85.0pp | 419.75%-406.2pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,928 | $5,289-44.6% | $4,936-40.7% | $4,663-37.2% |
| Participant deferral / active EE | $4,551 | $8,429-46.0% | $8,071-43.6% | $6,691-32.0% |
| Admin fee / account holder | $10,247 | $15,050-31.9% | $13,005-21.2% | $13,402-23.5% |