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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,481 | $160,070-49.7% | $147,117-45.3% | $145,897-44.8% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.51% | 98.69%-85.2pp | 420.54%-407.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,928 | $5,285-44.6% | $4,932-40.6% | $4,663-37.2% |
| Participant deferral / active EE | $4,551 | $8,419-45.9% | $8,065-43.6% | $6,689-32.0% |
| Admin fee / account holder | $10,247 | $15,035-31.8% | $12,993-21.1% | $13,390-23.5% |