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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,100 | $154,228-37.7% | $145,433-33.9% | $137,256-30.0% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 21.02% | 74.59%-53.6pp | 66.58%-45.6pp | 220.34%-199.3pp |
| Employer contribution / active EE | $2,761 | $4,804-42.5% | $4,554-39.4% | $4,156-33.6% |
| Participant deferral / active EE | $4,152 | $8,216-49.5% | $7,897-47.4% | $6,407-35.2% |
| Admin fee / account holder | $11,683 | $14,344-18.5% | $13,129-11.0% | $12,270-4.8% |