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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,705 | $172,111-7.8% | $150,298+5.6% | $137,256+15.6% |
| Participation rate | 42.1% | 81.7%-39.6pp | 77.8%-35.7pp | 80.0%-37.9pp |
| Annual return | 17.62% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,058 | $4,636-77.2% | $4,154-74.5% | $4,156-74.6% |
| Participant deferral / active EE | $2,941 | $6,166-52.3% | $5,453-46.1% | $6,407-54.1% |
| Admin fee / account holder | $41 | $16,471-99.8% | $14,116-99.7% | $12,270-99.7% |