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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,711 | $154,228+96.9% | $145,433+108.8% | $137,256+121.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.36% | 74.59%-56.2pp | 66.58%-48.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $4,469 | $4,804-7.0% | $4,554-1.9% | $4,156+7.5% |
| Participant deferral / active EE | $16,062 | $8,216+95.5% | $7,897+103.4% | $6,407+150.7% |
| Admin fee / account holder | $22,515 | $14,344+57.0% | $13,129+71.5% | $12,270+83.5% |