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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,374 | $102,595-63.6% | $94,057-60.3% | $154,746-75.8% |
| Participation rate | 60.0% | 76.0%-16.0pp | 73.3%-13.3pp | 80.7%-20.7pp |
| Annual return | 19.27% | 583.42%-564.2pp | 480.62%-461.4pp | 172.34%-153.1pp |
| Employer contribution / active EE | $421 | $3,147-86.6% | $2,933-85.6% | $4,379-90.4% |
| Participant deferral / active EE | $2,897 | $5,118-43.4% | $4,709-38.5% | $6,730-57.0% |
| Admin fee / account holder | $158 | $7,736-98.0% | $7,244-97.8% | $14,365-98.9% |