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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $794,730 | $201,259+294.9% | $184,200+331.4% | $145,959+444.5% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 12.14% | 28.98%-16.8pp | 28.80%-16.7pp | 561.95%-549.8pp |
| Employer contribution / active EE | $35,778 | $7,018+409.8% | $6,424+456.9% | $4,661+667.6% |
| Participant deferral / active EE | $20,819 | $9,806+112.3% | $9,132+128.0% | $6,689+211.3% |
| Admin fee / account holder | $53,351 | $16,372+225.9% | $13,907+283.6% | $13,398+298.2% |