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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,456 | $111,814+218.8% | $103,378+244.8% | $145,978+144.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.50% | 24.80%-10.3pp | 24.91%-10.4pp | 550.52%-536.0pp |
| Employer contribution / active EE | $5,943 | $4,215+41.0% | $3,870+53.5% | $4,662+27.5% |
| Participant deferral / active EE | $9,829 | $5,618+75.0% | $5,058+94.3% | $6,690+46.9% |
| Admin fee / account holder | $309 | $9,764-96.8% | $8,401-96.3% | $13,400-97.7% |