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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,476 | $81,331-2.3% | $155,534-48.9% | $80,935-1.8% |
| Participation rate | 95.1% | 66.3%+28.8pp | 78.2%+16.9pp | 67.7%+27.4pp |
| Annual return | 8.39% | 33.37%-25.0pp | 64.92%-56.5pp | 35.66%-27.3pp |
| Employer contribution / active EE | $5,835 | $3,105+88.0% | $4,675+24.8% | $2,757+111.7% |
| Participant deferral / active EE | $13,078 | $3,454+278.6% | $5,630+132.3% | $4,299+204.2% |
| Admin fee / account holder | $17,741 | $7,999+121.8% | $15,900+11.6% | $6,924+156.2% |