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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,739 | $76,519-6.2% | $56,025+28.0% | $145,897-50.8% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 16.33% | 3017.03%-3000.7pp | 1712.69%-1696.4pp | 552.29%-536.0pp |
| Employer contribution / active EE | $237 | $1,383-82.8% | $1,042-77.2% | $4,663-94.9% |
| Participant deferral / active EE | $226 | $2,624-91.4% | $1,955-88.4% | $6,689-96.6% |
| Admin fee / account holder | $39,463 | $3,331+1084.8% | $2,828+1295.3% | $13,390+194.7% |