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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,979 | $100,139-78.1% | $85,187-74.2% | $145,884-84.9% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 30.63% | 84.15%-53.5pp | 66.67%-36.0pp | 551.85%-521.2pp |
| Employer contribution / active EE | $2,266 | $3,238-30.0% | $2,732-17.1% | $4,662-51.4% |
| Participant deferral / active EE | $2,679 | $5,296-49.4% | $4,525-40.8% | $6,690-59.9% |
| Admin fee / account holder | $1,402 | $7,262-80.7% | $6,162-77.2% | $13,392-89.5% |