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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,979 | $100,073-78.0% | $85,126-74.2% | $145,877-84.9% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 30.63% | 84.11%-53.5pp | 66.63%-36.0pp | 551.28%-520.7pp |
| Employer contribution / active EE | $2,266 | $3,236-30.0% | $2,731-17.0% | $4,663-51.4% |
| Participant deferral / active EE | $2,679 | $5,294-49.4% | $4,523-40.8% | $6,691-60.0% |
| Admin fee / account holder | $1,402 | $7,261-80.7% | $6,160-77.2% | $13,402-89.5% |