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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,002 | $201,264-51.8% | $184,185-47.3% | $145,978-33.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.54% | 29.00%-11.5pp | 28.81%-11.3pp | 550.52%-533.0pp |
| Employer contribution / active EE | $4,055 | $7,021-42.2% | $6,426-36.9% | $4,662-13.0% |
| Participant deferral / active EE | $17,660 | $9,806+80.1% | $9,132+93.4% | $6,690+164.0% |
| Admin fee / account holder | $482 | $16,376-97.1% | $13,909-96.5% | $13,400-96.4% |