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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,736 | $75,541-32.8% | $152,093-66.6% | $82,637-38.6% |
| Participation rate | 24.1% | 66.5%-42.5pp | 77.8%-53.7pp | 68.1%-44.0pp |
| Annual return | 19.94% | 32.56%-12.6pp | 66.36%-46.4pp | 53.51%-33.6pp |
| Employer contribution / active EE | $1,218 | $2,622-53.6% | $4,175-70.8% | $2,552-52.3% |
| Participant deferral / active EE | $1,597 | $3,206-50.2% | $5,451-70.7% | $4,126-61.3% |
| Admin fee / account holder | $739 | $6,405-88.5% | $14,497-94.9% | $7,339-89.9% |