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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,024 | $174,379-48.9% | $152,093-41.5% | $138,895-35.9% |
| Participation rate | 76.9% | 81.6%-4.7pp | 77.8%-0.8pp | 79.9%-3.0pp |
| Annual return | 15.34% | 74.86%-59.5pp | 66.36%-51.0pp | 145.39%-130.1pp |
| Employer contribution / active EE | $3,955 | $4,652-15.0% | $4,175-5.3% | $4,194-5.7% |
| Participant deferral / active EE | $7,404 | $6,159+20.2% | $5,451+35.8% | $6,396+15.8% |
| Admin fee / account holder | $2,982 | $16,880-82.3% | $14,497-79.4% | $12,562-76.3% |