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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,602 | $97,125-63.3% | $86,233-58.7% | $137,256-74.1% |
| Participation rate | 35.7% | 74.2%-38.5pp | 69.0%-33.3pp | 80.0%-44.2pp |
| Annual return | 174.95% | 74.19%+100.8pp | 61.39%+113.6pp | 220.34%-45.4pp |
| Employer contribution / active EE | $926 | $2,841-67.4% | $2,504-63.0% | $4,156-77.7% |
| Participant deferral / active EE | $2,114 | $5,180-59.2% | $4,559-53.6% | $6,407-67.0% |
| Admin fee / account holder | $2,348 | $9,725-75.9% | $8,342-71.9% | $12,270-80.9% |