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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $538,709 | $184,014+192.8% | $161,149+234.3% | $138,895+287.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 12.65% | 21.52%-8.9pp | 21.16%-8.5pp | 145.39%-132.7pp |
| Employer contribution / active EE | $36,198 | $5,055+616.0% | $4,360+730.2% | $4,194+763.0% |
| Participant deferral / active EE | $18,260 | $6,909+164.3% | $6,153+196.8% | $6,396+185.5% |
| Admin fee / account holder | $45,269 | $18,027+151.1% | $15,194+197.9% | $12,562+260.4% |