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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $538,709 | $213,785+152.0% | $185,441+190.5% | $155,188+247.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 12.65% | 19.97%-7.3pp | 20.16%-7.5pp | 148.84%-136.2pp |
| Employer contribution / active EE | $36,198 | $5,393+571.2% | $4,672+674.7% | $4,248+752.2% |
| Participant deferral / active EE | $18,260 | $6,864+166.0% | $6,152+196.8% | $6,531+179.6% |
| Admin fee / account holder | $45,269 | $21,134+114.2% | $17,890+153.0% | $14,480+212.6% |