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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,160 | $63,703+19.6% | $93,063-18.2% | $82,448-7.6% |
| Participation rate | 87.0% | 63.8%+23.1pp | 72.1%+14.8pp | 68.1%+18.9pp |
| Annual return | 19.80% | -775.43%+795.2pp | 34.15%-14.4pp | 41.64%-21.8pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $16,892 | $2,919+478.6% | $3,958+326.7% | $4,139+308.1% |
| Admin fee / account holder | $2,785 | $5,982-53.4% | $6,033-53.8% | $7,234-61.5% |