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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,099 | $99,875+13.2% | $146,866-23.0% | $86,983+30.0% |
| Participation rate | 62.7% | 75.8%-13.1pp | 82.5%-19.8pp | 69.5%-6.8pp |
| Annual return | 18.10% | 28.10%-10.0pp | 102.85%-84.8pp | 25.83%-7.7pp |
| Employer contribution / active EE | $5,263 | $3,224+63.2% | $4,425+19.0% | $2,584+103.7% |
| Participant deferral / active EE | $4,528 | $6,322-28.4% | $7,759-41.6% | $4,194+8.0% |
| Admin fee / account holder | $3,100 | $7,838-60.5% | $13,620-77.2% | $7,856-60.5% |