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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,917 | $94,439+58.7% | $73,658+103.5% | $154,746-3.1% |
| Participation rate | 25.0% | 64.7%-39.7pp | 57.0%-32.0pp | 80.7%-55.7pp |
| Annual return | 15.80% | 28.25%-12.5pp | 29.72%-13.9pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,440 | $1,257+14.5% | $1,032+39.5% | $4,379-67.1% |
| Participant deferral / active EE | $5,833 | $2,527+130.8% | $2,062+182.9% | $6,730-13.3% |
| Admin fee / account holder | $30 | $3,843-99.2% | $3,357-99.1% | $14,365-99.8% |