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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,917 | $174,018-13.8% | $136,833+9.6% | $198,609-24.5% |
| Participation rate | 25.0% | 65.1%-40.1pp | 59.0%-34.0pp | 82.4%-57.4pp |
| Annual return | 15.80% | 35.16%-19.4pp | 35.32%-19.5pp | 202.70%-186.9pp |
| Employer contribution / active EE | $1,440 | $1,571-8.3% | $1,319+9.2% | $5,055-71.5% |
| Participant deferral / active EE | $5,833 | $2,873+103.0% | $2,441+139.0% | $6,977-16.4% |
| Admin fee / account holder | $30 | $5,434-99.4% | $4,706-99.4% | $19,030-99.8% |