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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,798 | $162,967-69.4% | $135,792-63.3% | $138,895-64.1% |
| Participation rate | 66.7% | 78.3%-11.7pp | 72.6%-5.9pp | 79.9%-13.3pp |
| Annual return | 13.76% | 30.08%-16.3pp | 25.96%-12.2pp | 145.39%-131.6pp |
| Employer contribution / active EE | $2,415 | $4,211-42.7% | $3,496-30.9% | $4,194-42.4% |
| Participant deferral / active EE | $8,092 | $5,640+43.5% | $4,759+70.0% | $6,396+26.5% |
| Admin fee / account holder | $340 | $15,306-97.8% | $12,266-97.2% | $12,562-97.3% |