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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,798 | $185,141-73.1% | $153,416-67.5% | $155,188-67.9% |
| Participation rate | 66.7% | 79.9%-13.3pp | 74.3%-7.7pp | 80.8%-14.1pp |
| Annual return | 13.76% | 18.72%-5.0pp | 17.84%-4.1pp | 148.84%-135.1pp |
| Employer contribution / active EE | $2,415 | $4,489-46.2% | $3,764-35.8% | $4,248-43.1% |
| Participant deferral / active EE | $8,092 | $5,477+47.8% | $4,723+71.3% | $6,531+23.9% |
| Admin fee / account holder | $340 | $16,005-97.9% | $13,095-97.4% | $14,480-97.7% |