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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $801,558 | $182,442+339.3% | $163,379+390.6% | $138,895+477.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | -0.03% | 72.74%-72.8pp | 63.41%-63.4pp | 145.39%-145.4pp |
| Employer contribution / active EE | $5,800 | $4,159+39.4% | $3,752+54.6% | $4,194+38.3% |
| Participant deferral / active EE | $23,000 | $6,817+237.4% | $6,282+266.1% | $6,396+259.6% |
| Admin fee / account holder | $50 | $10,396-99.5% | $9,818-99.5% | $12,562-99.6% |