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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,767 | $41,016-93.3% | $152,093-98.2% | $64,097-95.7% |
| Participation rate | 75.3% | 51.3%+24.0pp | 77.8%-2.4pp | 55.2%+20.1pp |
| Annual return | 18.78% | 39.60%-20.8pp | 66.36%-47.6pp | 34.64%-15.9pp |
| Employer contribution / active EE | $293 | $1,342-78.2% | $4,175-93.0% | $1,891-84.5% |
| Participant deferral / active EE | $688 | $1,927-64.3% | $5,451-87.4% | $3,080-77.7% |
| Admin fee / account holder | $222 | $2,305-90.4% | $14,497-98.5% | $3,454-93.6% |