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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,767 | $45,343-93.9% | $150,298-98.2% | $67,986-95.9% |
| Participation rate | 75.3% | 51.9%+23.5pp | 77.8%-2.4pp | 57.2%+18.1pp |
| Annual return | 18.78% | 33.28%-14.5pp | 62.79%-44.0pp | 31.67%-12.9pp |
| Employer contribution / active EE | $293 | $1,462-80.0% | $4,154-92.9% | $2,019-85.5% |
| Participant deferral / active EE | $688 | $2,055-66.5% | $5,453-87.4% | $3,358-79.5% |
| Admin fee / account holder | $222 | $2,250-90.1% | $14,116-98.4% | $3,203-93.1% |