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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,975 | $124,980-72.0% | $108,359-67.7% | $154,746-77.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 18.92% | 45.00%-26.1pp | 36.89%-18.0pp | 172.34%-153.4pp |
| Employer contribution / active EE | $3,450 | $2,851+21.0% | $2,399+43.8% | $4,379-21.2% |
| Participant deferral / active EE | $5,559 | $4,743+17.2% | $4,137+34.4% | $6,730-17.4% |
| Admin fee / account holder | $536 | $11,502-95.3% | $9,741-94.5% | $14,365-96.3% |