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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,679 | $100,139+28.5% | $85,187+51.1% | $145,884-11.8% |
| Participation rate | 23.5% | 74.1%-50.6pp | 67.5%-44.0pp | 80.3%-56.8pp |
| Annual return | 11.58% | 84.15%-72.6pp | 66.67%-55.1pp | 551.85%-540.3pp |
| Employer contribution / active EE | $1,090 | $3,238-66.3% | $2,732-60.1% | $4,662-76.6% |
| Participant deferral / active EE | $3,878 | $5,296-26.8% | $4,525-14.3% | $6,690-42.0% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |