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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,658 | $86,940-19.9% | $102,434-32.0% | $80,935-13.9% |
| Participation rate | 76.2% | 72.4%+3.8pp | 76.5%-0.3pp | 67.7%+8.5pp |
| Annual return | 20.38% | 18.89%+1.5pp | 29.46%-9.1pp | 35.66%-15.3pp |
| Employer contribution / active EE | $2,183 | $2,370-7.9% | $3,023-27.8% | $2,757-20.8% |
| Participant deferral / active EE | $4,090 | $4,121-0.7% | $5,055-19.1% | $4,299-4.9% |
| Admin fee / account holder | $2,325 | $8,047-71.1% | $9,462-75.4% | $6,924-66.4% |