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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,442 | $177,595-93.0% | $148,496-91.6% | $198,609-93.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 7.14% | 9.97%-2.8pp | 12.33%-5.2pp | 202.70%-195.6pp |
| Employer contribution / active EE | $2,061 | $4,098-49.7% | $3,497-41.1% | $5,055-59.2% |
| Participant deferral / active EE | $4,151 | $5,539-25.1% | $4,808-13.7% | $6,977-40.5% |
| Admin fee / account holder | $22,841 | $27,010-15.4% | $19,547+16.8% | $19,030+20.0% |