Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,771 | $106,524-88.0% | $152,301-91.6% | $87,485-85.4% |
| Participation rate | 46.9% | 75.8%-28.9pp | 82.4%-35.6pp | 68.9%-22.1pp |
| Annual return | 12.63% | 26.89%-14.3pp | 80.50%-67.9pp | 26.06%-13.4pp |
| Employer contribution / active EE | $968 | $3,371-71.3% | $4,624-79.1% | $2,596-62.7% |
| Participant deferral / active EE | $2,314 | $6,525-64.5% | $8,004-71.1% | $4,274-45.9% |
| Admin fee / account holder | $816 | $8,287-90.2% | $14,398-94.3% | $7,775-89.5% |