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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,467 | $72,071+39.4% | $68,368+47.0% | $137,256-26.8% |
| Participation rate | 71.4% | 76.2%-4.8pp | 73.8%-2.3pp | 80.0%-8.5pp |
| Annual return | 16.93% | 353.14%-336.2pp | 292.57%-275.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $2,965 | $2,788+6.4% | $2,649+11.9% | $4,156-28.7% |
| Participant deferral / active EE | $7,605 | $4,410+72.5% | $4,123+84.5% | $6,407+18.7% |
| Admin fee / account holder | $15,366 | $5,336+188.0% | $5,150+198.4% | $12,270+25.2% |