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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,632 | $76,642-43.1% | $146,866-70.3% | $65,306-33.2% |
| Participation rate | 46.0% | 61.2%-15.2pp | 82.5%-36.5pp | 57.7%-11.7pp |
| Annual return | 18.53% | 33.40%-14.9pp | 102.85%-84.3pp | 21.94%-3.4pp |
| Employer contribution / active EE | $945 | $2,621-63.9% | $4,425-78.6% | $1,967-52.0% |
| Participant deferral / active EE | $3,009 | $4,864-38.1% | $7,759-61.2% | $2,959+1.7% |
| Admin fee / account holder | $1,293 | $3,960-67.4% | $13,620-90.5% | $3,480-62.9% |