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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,632 | $75,058-41.9% | $152,301-71.4% | $64,340-32.2% |
| Participation rate | 46.0% | 60.9%-14.9pp | 82.4%-36.4pp | 55.2%-9.2pp |
| Annual return | 18.53% | 29.93%-11.4pp | 80.50%-62.0pp | 24.14%-5.6pp |
| Employer contribution / active EE | $945 | $2,605-63.7% | $4,624-79.6% | $1,862-49.2% |
| Participant deferral / active EE | $3,009 | $5,041-40.3% | $8,004-62.4% | $2,980+1.0% |
| Admin fee / account holder | $1,293 | $4,050-68.1% | $14,398-91.0% | $3,703-65.1% |