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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,263 | $76,608-38.3% | $56,077-15.7% | $145,877-67.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 8.87% | 3009.59%-3000.7pp | 1709.28%-1700.4pp | 551.28%-542.4pp |
| Employer contribution / active EE | $4,999 | $1,382+261.8% | $1,040+380.5% | $4,663+7.2% |
| Participant deferral / active EE | $1,404 | $2,624-46.5% | $1,954-28.2% | $6,691-79.0% |
| Admin fee / account holder | $495 | $3,325-85.1% | $2,825-82.5% | $13,402-96.3% |