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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,839 | $67,823-17.7% | $52,425+6.5% | $137,256-59.3% |
| Participation rate | 85.7% | 63.9%+21.8pp | 55.6%+30.1pp | 80.0%+5.8pp |
| Annual return | 12.87% | 219.11%-206.2pp | 302.12%-289.2pp | 220.34%-207.5pp |
| Employer contribution / active EE | $1,429 | $1,163+22.8% | $914+56.3% | $4,156-65.6% |
| Participant deferral / active EE | $1,776 | $2,288-22.4% | $1,790-0.8% | $6,407-72.3% |
| Admin fee / account holder | $652 | $2,844-77.1% | $2,495-73.9% | $12,270-94.7% |