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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,402 | $88,672-65.7% | $105,223-71.1% | $82,448-63.1% |
| Participation rate | 49.1% | 67.9%-18.8pp | 75.0%-26.0pp | 68.1%-19.0pp |
| Annual return | 19.13% | 30.86%-11.7pp | 180.65%-161.5pp | 41.64%-22.5pp |
| Employer contribution / active EE | $1,642 | $3,048-46.1% | $3,689-55.5% | $2,551-35.6% |
| Participant deferral / active EE | $2,400 | $4,036-40.5% | $5,072-52.7% | $4,139-42.0% |
| Admin fee / account holder | $1,232 | $7,146-82.8% | $8,859-86.1% | $7,234-83.0% |