Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,799 | $102,385-56.2% | $147,080-69.5% | $80,935-44.6% |
| Participation rate | 31.3% | 75.9%-44.5pp | 82.2%-50.8pp | 67.7%-36.3pp |
| Annual return | 27.44% | 135.09%-107.7pp | 420.17%-392.7pp | 35.66%-8.2pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,025 | $6,651-54.5% | $8,066-62.5% | $4,299-29.6% |
| Admin fee / account holder | $3,437 | $7,951-56.8% | $12,989-73.5% | $6,924-50.4% |