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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,891 | $183,516+150.1% | $155,534+195.0% | $145,884+214.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.75% | 61.43%-52.7pp | 64.92%-56.2pp | 551.85%-543.1pp |
| Employer contribution / active EE | $13,744 | $5,315+158.6% | $4,675+194.0% | $4,662+194.8% |
| Participant deferral / active EE | $14,792 | $6,467+128.7% | $5,630+162.7% | $6,690+121.1% |
| Admin fee / account holder | $31,447 | $19,293+63.0% | $15,900+97.8% | $13,392+134.8% |