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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,891 | $183,592+150.0% | $155,574+195.0% | $145,877+214.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.75% | 61.37%-52.6pp | 64.87%-56.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $13,744 | $5,317+158.5% | $4,676+193.9% | $4,663+194.7% |
| Participant deferral / active EE | $14,792 | $6,466+128.8% | $5,629+162.8% | $6,691+121.1% |
| Admin fee / account holder | $31,447 | $19,316+62.8% | $15,914+97.6% | $13,402+134.6% |