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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,002 | $185,312-8.8% | $161,489+4.7% | $154,746+9.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.43% | 103.84%-82.4pp | 89.72%-68.3pp | 172.34%-150.9pp |
| Employer contribution / active EE | $2,491 | $4,769-47.8% | $4,268-41.6% | $4,379-43.1% |
| Participant deferral / active EE | $4,151 | $6,350-34.6% | $5,630-26.3% | $6,730-38.3% |
| Admin fee / account holder | $487 | $18,654-97.4% | $16,006-97.0% | $14,365-96.6% |