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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,318 | $201,344-82.0% | $184,243-80.3% | $145,877-75.1% |
| Participation rate | 95.2% | 87.5%+7.7pp | 86.8%+8.4pp | 80.3%+14.9pp |
| Annual return | -64.24% | 29.01%-93.3pp | 28.82%-93.1pp | 551.28%-615.5pp |
| Employer contribution / active EE | $3,950 | $7,022-43.7% | $6,427-38.5% | $4,663-15.3% |
| Participant deferral / active EE | $4,963 | $9,807-49.4% | $9,132-45.7% | $6,691-25.8% |
| Admin fee / account holder | $23,604 | $16,382+44.1% | $13,914+69.6% | $13,402+76.1% |