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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,318 | $201,370-82.0% | $184,256-80.3% | $145,897-75.1% |
| Participation rate | 95.2% | 87.5%+7.7pp | 86.8%+8.4pp | 80.3%+14.9pp |
| Annual return | -64.24% | 29.05%-93.3pp | 28.85%-93.1pp | 552.29%-616.5pp |
| Employer contribution / active EE | $3,950 | $7,024-43.8% | $6,427-38.5% | $4,663-15.3% |
| Participant deferral / active EE | $4,963 | $9,808-49.4% | $9,133-45.7% | $6,689-25.8% |
| Admin fee / account holder | $23,604 | $16,364+44.2% | $13,899+69.8% | $13,390+76.3% |