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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,788 | $110,379-86.6% | $102,412-85.6% | $145,884-89.9% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 8.49% | 24.84%-16.3pp | 24.94%-16.4pp | 551.85%-543.4pp |
| Employer contribution / active EE | $1,622 | $4,216-61.5% | $3,870-58.1% | $4,662-65.2% |
| Participant deferral / active EE | $2,756 | $5,622-51.0% | $5,060-45.5% | $6,690-58.8% |
| Admin fee / account holder | $1,517 | $9,745-84.4% | $8,388-81.9% | $13,392-88.7% |