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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,728 | $114,119-88.0% | $107,187-87.2% | $138,895-90.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 27.71% | 273.21%-245.5pp | 204.55%-176.8pp | 145.39%-117.7pp |
| Employer contribution / active EE | $1,926 | $4,059-52.6% | $3,782-49.1% | $4,194-54.1% |
| Participant deferral / active EE | $3,630 | $5,538-34.5% | $5,096-28.8% | $6,396-43.3% |
| Admin fee / account holder | $9,115 | $10,024-9.1% | $9,162-0.5% | $12,562-27.4% |