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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,709 | $88,778+131.7% | $81,844+151.3% | $145,884+41.0% |
| Participation rate | 30.0% | 75.1%-45.1pp | 72.4%-42.4pp | 80.3%-50.3pp |
| Annual return | 27.14% | 1033.03%-1005.9pp | 778.87%-751.7pp | 551.85%-524.7pp |
| Employer contribution / active EE | $554 | $3,087-82.0% | $2,916-81.0% | $4,662-88.1% |
| Participant deferral / active EE | $2,127 | $4,648-54.2% | $4,323-50.8% | $6,690-68.2% |
| Admin fee / account holder | $127 | $8,430-98.5% | $7,355-98.3% | $13,392-99.1% |