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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,988 | $110,039+95.4% | $97,260+121.0% | $145,884+47.4% |
| Participation rate | 66.7% | 75.9%-9.3pp | 72.7%-6.0pp | 80.3%-13.6pp |
| Annual return | 19.00% | 244.44%-225.4pp | 75.54%-56.5pp | 551.85%-532.8pp |
| Employer contribution / active EE | $2,409 | $3,074-21.6% | $2,721-11.5% | $4,662-48.3% |
| Participant deferral / active EE | $3,613 | $4,674-22.7% | $4,262-15.2% | $6,690-46.0% |
| Admin fee / account holder | $1,152 | $6,204-81.4% | $5,640-79.6% | $13,392-91.4% |