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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,864 | $181,062-92.3% | $158,223-91.2% | $155,188-91.1% |
| Participation rate | 88.9% | 82.7%+6.2pp | 79.2%+9.7pp | 80.8%+8.1pp |
| Annual return | 21.68% | 57.39%-35.7pp | 52.09%-30.4pp | 148.84%-127.2pp |
| Employer contribution / active EE | $2,396 | $4,565-47.5% | $4,109-41.7% | $4,248-43.6% |
| Participant deferral / active EE | $3,069 | $6,134-50.0% | $5,467-43.9% | $6,531-53.0% |
| Admin fee / account holder | $2,406 | $18,825-87.2% | $16,047-85.0% | $14,480-83.4% |