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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,126 | $80,332-36.4% | $107,187-52.3% | $64,097-20.2% |
| Participation rate | 35.2% | 54.4%-19.2pp | 75.0%-39.8pp | 55.2%-20.0pp |
| Annual return | 19.77% | 24.26%-4.5pp | 204.55%-184.8pp | 34.64%-14.9pp |
| Employer contribution / active EE | $1,530 | $2,501-38.8% | $3,782-59.5% | $1,891-19.1% |
| Participant deferral / active EE | $2,900 | $3,109-6.7% | $5,096-43.1% | $3,080-5.8% |
| Admin fee / account holder | $5,683 | $4,314+31.7% | $9,162-38.0% | $3,454+64.5% |