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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,126 | $83,369-38.7% | $105,223-51.4% | $67,986-24.8% |
| Participation rate | 35.2% | 56.3%-21.1pp | 75.0%-39.9pp | 57.2%-22.0pp |
| Annual return | 19.77% | 24.64%-4.9pp | 180.65%-160.9pp | 31.67%-11.9pp |
| Employer contribution / active EE | $1,530 | $2,541-39.8% | $3,689-58.5% | $2,019-24.2% |
| Participant deferral / active EE | $2,900 | $3,295-12.0% | $5,072-42.8% | $3,358-13.6% |
| Admin fee / account holder | $5,683 | $4,073+39.5% | $8,859-35.8% | $3,203+77.4% |