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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,661 | $86,940+94.0% | $102,434+64.7% | $80,935+108.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 12.85% | 18.89%-6.0pp | 29.46%-16.6pp | 35.66%-22.8pp |
| Employer contribution / active EE | $9,891 | $2,370+317.4% | $3,023+227.2% | $2,757+258.8% |
| Participant deferral / active EE | $1,686 | $4,121-59.1% | $5,055-66.7% | $4,299-60.8% |
| Admin fee / account holder | $43,974 | $8,047+446.5% | $9,462+364.7% | $6,924+535.1% |