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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,661 | $86,922+94.0% | $102,438+64.6% | $80,874+108.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 12.85% | 18.90%-6.0pp | 29.37%-16.5pp | 35.62%-22.8pp |
| Employer contribution / active EE | $9,891 | $2,369+317.4% | $3,024+227.1% | $2,756+258.9% |
| Participant deferral / active EE | $1,686 | $4,119-59.1% | $5,054-66.6% | $4,297-60.8% |
| Admin fee / account holder | $43,974 | $8,050+446.3% | $9,448+365.4% | $6,935+534.1% |