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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,109 | $101,618+138.3% | $93,063+160.2% | $137,256+76.4% |
| Participation rate | 33.3% | 74.9%-41.6pp | 72.1%-38.8pp | 80.0%-46.6pp |
| Annual return | 23.23% | 223.95%-200.7pp | 34.15%-10.9pp | 220.34%-197.1pp |
| Employer contribution / active EE | $6,619 | $2,707+144.5% | $2,476+167.3% | $4,156+59.3% |
| Participant deferral / active EE | $14,016 | $4,279+227.5% | $3,958+254.1% | $6,407+118.8% |
| Admin fee / account holder | $40 | $6,198-99.4% | $6,033-99.3% | $12,270-99.7% |