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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,711 | $72,396-92.1% | $67,511-91.5% | $145,959-96.1% |
| Participation rate | 95.2% | 76.9%+18.4pp | 72.9%+22.4pp | 80.3%+15.0pp |
| Annual return | 14.11% | 7194.07%-7180.0pp | 3517.41%-3503.3pp | 561.95%-547.8pp |
| Employer contribution / active EE | $1,095 | $3,071-64.3% | $2,733-59.9% | $4,661-76.5% |
| Participant deferral / active EE | $1,599 | $4,781-66.6% | $4,000-60.0% | $6,689-76.1% |
| Admin fee / account holder | $1,421 | $5,538-74.3% | $3,999-64.5% | $13,398-89.4% |