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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,711 | $72,446-92.1% | $67,561-91.5% | $145,877-96.1% |
| Participation rate | 95.2% | 76.9%+18.4pp | 72.9%+22.3pp | 80.3%+14.9pp |
| Annual return | 14.11% | 7211.98%-7197.9pp | 3525.44%-3511.3pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,095 | $3,072-64.4% | $2,735-60.0% | $4,663-76.5% |
| Participant deferral / active EE | $1,599 | $4,785-66.6% | $4,003-60.1% | $6,691-76.1% |
| Admin fee / account holder | $1,421 | $5,541-74.4% | $4,006-64.5% | $13,402-89.4% |