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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,711 | $72,426-92.1% | $67,560-91.5% | $145,897-96.1% |
| Participation rate | 95.2% | 76.9%+18.3pp | 72.9%+22.3pp | 80.3%+14.9pp |
| Annual return | 14.11% | 7226.78%-7212.7pp | 3533.50%-3519.4pp | 552.29%-538.2pp |
| Employer contribution / active EE | $1,095 | $3,074-64.4% | $2,737-60.0% | $4,663-76.5% |
| Participant deferral / active EE | $1,599 | $4,785-66.6% | $4,004-60.1% | $6,689-76.1% |
| Admin fee / account holder | $1,421 | $5,514-74.2% | $3,994-64.4% | $13,390-89.4% |